Florida Department of Highway Safety and Motor Vehicles
A low speed vehicle (LSV) is a vehicle with a top speed greater than 20 MPH, but not greater than 25 MPH. LSVs must be registered, titled and insured with personal injury protection (PIP) and property damage liability (PDL) insurance. Any person operating an LSV must have a valid driver license. LSVs may only be operated on streets where the posted speed limit is 35 MPH or less.
LSVs must be equipped with the following safety equipment:
Golf carts are defined in section 320.01(22), Florida Statutes, as “a motor vehicle that is designed and manufactured for operation on a golf course for sporting or recreational purposes and that is not capable of exceeding speeds of 20 MPH.” Golf carts
may be operated on roadways that are designated for golf carts with a posted speed limit of 30 MPH or less.
Golf carts are not titled or registered and are not required to be insured with PIP and PDL coverage. A person must be 14 years or older to operate a golf cart.
Converted Golf Carts
Prior to titling and registering a converted golf cart, the vehicle must be inspected and assigned a VIN at a Motorist Services Regional Office. The converted golf cart must be street-legal before applying for title and registration. flhsmv.gov/locations
Trailer the converted golf cart to a Motorist Services Regional Office and present the following documents and fees for an inspection, VIN assignment, title and registration:
- Manufacturer’s Certificate of Origin or a bill of sale for the golf cart form HSMV 84490 (Statement of Builder) completed by customer and compliance examiner/inspector;
- Form HSMV 86064 (Affidavit for Golf Cart Modified to a Low Speed Vehicle);
- Original bill(s)s of sale or receipt(s) for all parts used to convert the golf cart;
- Certified weight slip for the converted golf cart.
- Form HSMSV 82040 (Application for Title);
- Proof of Florida insurance (minimum $10,000 PDL and $10,000 PIP);
- Sales tax or sales tax exemption information for all parts;
- Identification – driver license, ID card or passport; and
- Applicable fees, flhsmv.gov/fees
– Inspection fee
– Initial registration fee, if applicable
– Title fee
– Registration fee (varies by weight of vehicle)
– Plate fee
Section 316.2123(1), Florida Statutes, states that an off-highway vehicle (OHV) may only be operated on unpaved public roadways where the posted speed limit is less than 35 MPH and only during daylight hours. OHVs may only be operated by a licensed driver or a minor under the supervision of a licensed driver and must have proof of satisfactory completion of an approved OHV safety course. OHVs are titled, but not registered, and are not required to be insured with PIP and PDL coverage.